Sukanya Samriddhi Yojana Calculator
Calculate maturity values, annual compound interest, and government-backed returns for your daughter’s SSY account.
About Sukanya Samriddhi Yojana (SSY)
Part of the "Beti Bachao, Beti Padhao" campaign, SSY is a small savings scheme for girl children offering high sovereign interest rates and full EEE tax exemption.
Rules & Timelines
Deposits are made for the first 15 years from account opening. The account continues to accrue compound interest until full maturity at 21 years.
Frequently Asked Questions
What is the entry age limit for a girl child?
The account can be opened from the birth of the girl child up to 10 years of age.
How many accounts can a family open?
A maximum of two accounts are permitted per family (one for each girl child), with exceptions for triplets or twin girls.
Can partial withdrawals be made before maturity?
Up to 50% of the balance at the end of the preceding financial year can be withdrawn for higher education once the girl turns 18.
Is the interest rate fixed or floating?
The Ministry of Finance reviews and declares the SSY interest rate quarterly.
Calculate in three steps
- 1Enter your valuesUse the fields above and check the units shown beside each input.
- 2Run the calculationSelect Calculate to refresh the result with your latest values.
- 3Review or shareCompare the result, reset the form, print it, or share this page.