PPF Calculator
Estimate PPF maturity returns, annual compound interest, and investment growth over 15 to 30 years.
About Public Provident Fund (PPF)
The Public Provident Fund is a government-backed, long-term savings instrument in India offering guaranteed returns and statutory sovereign safety.
The Triple Tax Benefit (EEE)
PPF holds statutory Exempt-Exempt-Exempt status: contributions, annual interest accrued, and final maturity withdrawals are completely tax-free.
Frequently Asked Questions
What is the maximum yearly deposit in PPF?
The minimum deposit is ₹500 and the maximum cap is ₹1,50,000 per financial year.
When is interest credited?
Interest is calculated monthly between the 5th and end of each month, and credited to the account annually on March 31st.
Can PPF be extended beyond 15 years?
Yes, accounts can be extended indefinitely in blocks of 5 years with or without continuing contributions.
Can I take a loan against my PPF?
Yes, loan facilities are permitted between the 3rd and 6th financial year of account opening.
Calculate in three steps
- 1Enter your valuesUse the fields above and check the units shown beside each input.
- 2Run the calculationSelect Calculate to refresh the result with your latest values.
- 3Review or shareCompare the result, reset the form, print it, or share this page.